Secure enrollment

Begin with your rights, terms, and price in view.

No payment is required to create an account. Before service begins, you review the service agreement, limited authorization, exact cycle price, and cancellation terms.

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  You approve every disputed item.
  Software organizes potential issues and drafts packets; you confirm the facts.
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  You have a 3-business-day right to cancel.
  Nothing starts during that cancellation window.
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  The initial cycle is $99.
  Capture happens only after you authorize and the mailing provider accepts every packet.
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  A follow-up cycle is $79.
  It is separately initiated and neither charge renews automatically.

Email is only for opening the account. Do not attach a Social Security number, identity record, or full credit report. Sensitive records belong in signed-in uploads.

You can dispute inaccuracies yourself for free. Results vary. Credit Orchard does not promise a deletion, score change, approval, funding amount, or timeline.