Business path · 10 lessons · 60 questions

Entrepreneur and business owner

Separate business and household money, price for real contribution, manage taxes and cash, protect accounts, and prepare truthful funding evidence.

Who it serves

Freelancers, gig workers, founders, and small-business owners moving from hustle to repeatable operations.

What you build

A weekly finance close, unit-economics model, thirteen-week cash forecast, and funding-readiness room.

Your lesson sequence

  1. 1Build your money map: net worth, cash flow, and goalsLearn the three numbers that reveal where your money stands: net worth, monthly cash flow, and the monthly amount required for each goal.14 min →
  2. 2Understand your paycheck, taxes, and withholdingRead a pay statement, understand withholding and benefit deductions, prepare for self-employment taxes, and avoid treating a refund as free money.17 min →
  3. 3Build business strength and a family wealth systemSeparate business and household finances, understand core financial statements, build assets systematically, and make wealth knowledge transferable across generations.22 min →
  4. 4Run gig and self-employment income like a real businessCalculate true profit, separate taxes and operating reserves, document income and expenses, replace missing employee benefits, and decide whether a gig is actually improving the household.27 min →
  5. 5Use behavioral finance to make better money decisionsRecognize scarcity, social pressure, present bias, loss aversion, and overconfidence; then redesign defaults, pauses, environments, and review systems around real human behavior.25 min →
  6. 6Practice lawful tax planning, recordkeeping, and professional reviewSeparate planning from evasion, build a year-round tax file, understand marginal decisions, verify preparers, and ask better questions before transactions become irreversible.28 min →
  7. 7Build a business bookkeeping and cash-flow operating systemSeparate accounts, create a chart of accounts, reconcile books, understand core financial statements, and run a weekly cash process that exposes problems before the bank balance reaches zero.29 min →
  8. 8Price for survival: unit economics, capacity, and break-evenCalculate contribution margin, break-even volume, owner labor, delivery capacity, and customer acquisition cost so revenue growth creates cash instead of hiding losses.28 min →
  9. 9Build funding readiness and choose the right capitalMatch the funding source to the use, timing, repayment capacity, control tradeoff, and evidence available—then build a lender- or investor-ready document room.29 min →
  10. 10Protect financial accounts and build a recovery-ready digital lifeSecure email and financial accounts, use stronger authentication, limit recovery weaknesses, prepare an incident sequence, and document digital access for incapacity or death.26 min →
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